What’s a better strategy to access equity: Take out a line of credit or just top up a loan?
Lines of credit can be very useful; however, you need to be careful regarding an evergreen set-up in which no ..
How to calculate your borrowing power
One of the most important factors in your home ownership journey is the amount of money you can – or ..
Understanding the buying and loan process
Purchasing a new home or an investment property can be a daunting prospect, and you might find it difficult to ..
What happens when your fixed rate expires?
Do you know when your fixed rate term is coming to an end? Once it finishes, the bank is free ..
How to maintain a good credit score
When you are applying for a loan, the first thing lenders will do is check your credit score – and ..
Comparing commercial and residential property investment
If you are looking for a sound real estate investment, look beyond the typical two bedroom apartment and consider expanding ..
What’s the best time to purchase a second property?
You are established in your home and ready to dabble in some investments, yet you are a little daunted by ..
The hazards of applying to multiple lenders
It’s natural that when you are researching something as important as a home loan, you should do as much research ..
Top 6 reasons why your home loan might be declined
You’re ready to buy a home, but you can’t find a lender who will approve your home loan. While this ..
What is genuine savings for a home loan deposit?
Just when you thought that you could get the best home loan deal by simply having a lump sum of ..